QR Code Link : Type : Thesis Subject : Social Sciences Main Author : Khairul Anuar Bin Abdollah Title : The Impact of Financial Literacy On The Adoption Of Fintech and Defi Applications Content Type : still image (rdacontent) Media Type : computer (rdamedia) Carrier Type : online resource (rdacarrier)

Place of Production : Kuala Lumpur Publisher : Tun Razak Graduate School Year of Publication : February 2022 Physical Description : ill, 119 pages Notes : Project Paper Submitted in Partial Fulfilment of the Requirements for the Degree of Master of Business Administration Universiti Tun Abdul Razak Corporate Name : Unirazak Library PDF Full Text : Login required to access this item.

Abstract : Unirazak Library

Financial Technology (FinTech) advancements have shifted the banking and financial industry's services into a digital mode. Financial literacy alone is no longer sufficient to ensure an individual's financial well-being or societal welfare. Thus, in the FinTech era, Digital Financial Literacy (DFL) has become an increasingly critical component of education. The primary issue is that significant gaps exist in DFL, particularly among the B40 groups. As a result, this study will examine the DFL among the B40 in Malaysia. A total of 110 respondents were chosen from 2 sets of questionaires, and a questionnaire adapted from Morgan et al. (2019) was used to assess their DFL on four dimensions: financial knowledge, attitude, skills, and digital financial literacy. Findings indicate that both Financial Literacy and Digital Literacy do have an impact on a person’s intention to adopt FinTech. This indicates that many of the country's B40 will adopt FinTech if they are both Financial and Digital Literate. It emphasises the importance of promoting DFL to underserved groups through targeted initiatives in order to foster more inclusive financial and economic development.

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